Protective Property Trusts

Tenants In Common with a Protective Property Trust

A PPT has to be created whilst both owners are alive.
The joint tenancy of the property is severed, meaning that Mr and Mrs Brown will then own 50% of the property each, known as ‘Tenants in Common’.

Protective Property Trust Wills

They make Protective Property Trust Wills, leaving their 50% share to the trust for their children on first death.

Tenants In Common with a Protective Property Trust

Mrs Brown sadly passes away meaning her share goes into a trust for her children.

The trust allows Mr Brown to live in the house for the rest of his natural life. Should Mr Brown wish to move in the future, he can use all of the money from the sale of the house to buy another, if Mrs Brown allowed this in her Will. The children cannot charge Mr Brown rent nor force him to the house.

Reasons to have a Protective Property Trust

Protective Property Trust (PPT) can help you protect your home and ensure that it is passed on to the people you care about.

New Marriage

New Marriage Will

If Mr Brown remarried the children will never be disinherited as their money is secured in a trust.

Care Home Fees

Carehome Fees

Mr Brown goes into Care and if no other assets are available to fund Care costs the Local Authority can request sale of the property but can only use 50% of the sale.

Beneficial Joint Owners – How It Works

On first death, your home will default to the survivor. This could mean that your property could potentially be used to fund care home fees or could cause second marriage disinheritance.

Here’s an example:

Mr and Mrs Brown are joint owners on their property.

Protective Property Trusts

Mrs Brown sadly passes away meaning Mr Brown inherits the whole house.
This creates two common ways of your asset not being inherited from your chosen beneficiaries.

Protective Property Trusts
Protective Property Trust Wills


If Mr Brown remarried he could leave all
his estate to the new spouse.

Protective Property Trusts

Care Home Fees

Mr Brown goes into Care and if no other assets are available to fund Care costs the Local Authority can request sale of the property.

Protective Property Trusts

Protective Property Trust (PPT) can help you protect your home and ensure that it is passed on to the people you care about.

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I would like to say a big thank you to Future Wills, after a difficult time I wanted to make a will and take life insurance to protect my 4-year-old son, your consultant was professional, friendly and patient with me start to finish.

Miss L Harrison

My husband was in hospital for several months due to a sudden illness, he had majority of the income going into this account as he would usually ring up and pay the bills or transfer the money across to me. Luckily, Future Wills advised me to have this document in place, I was able to access his bank and make sure all bills were paid on time. One less problem to have at such a difficult time.

Private Client

After years of having go visit my father daily, we decided it was best we move him into a care home, he struggled to manage his bills and couldn’t quite understand the process of what was going on. The fact we have both types of Lasting Power of Attorney enabled us to choose the right home to look after him and we were able sort out his pensions, savings and property in order to fund for his care.

Private Client

My partner sadly had an accident and lost his mental capacity, the fact I was his attorney allowed me to re mortgage our home and sell the property in order to purchase a house to suit his mobility better. I would not have been able to do this without Lasting Power of Attorney in place.

Private Client

I was recommended to set up Lasting Power of Attorney for me and my Wife, I would like to say thank you for the advice. The reason I wish to thank Future Wills, should I ask my wife to prepare such document now, I believe she would not quite understand what is going on. However, this has been taken care of as we set them up whilst we were both happy and willing to prepare for the future.

Private Client

I was under the impression a Lasting Power of Attorney was mainly for people who has lost mental capacity. However, with my arthritis being so bad or not wanting to leave the house on some days. My attorneys can step in and help me with my tasks such as picking up my prescription for me, going to the bank and other physical tasks I struggle with now.

Private Client

I had a Will written over 4 years ago, I saw your new client offer and thought I would take advantage and update mine. I was made to understand why my Will is so important and learnt so much information I didn’t know before. I have recommended Future Wills to all my friends & family.

B Titmas

We saw a Will Writer a long time ago and made Mirror Wills, we decided to see Future Wills to review our current Wills, after a great meeting we decided Mirror Wills wasn’t the suitable option for us and made Protective Property Trust Wills many thanks to Future Wills and their team.

Mr and Mrs Wilson

I was very nervous about making my Will, it was something I put off for many years. However from the first phone call to returning my Will I was made to feel welcome and the service was very professional.

P Greengrass
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